Be Sure To Use Your Dental Benefits Before The End Of The Year

Have you ever wondered what happens to your dental insurance benefits if you don't use them? Your dental insurance benefits don't have a “roll-over” feature. If you're sitting on unused dental insurance benefits, it's time to take action and make the most of them before they disappear.

It’s already November and we want to send a friendly reminder to all our valued patients who have unscheduled dental treatments. We highly recommend scheduling your appointments as soon as possible. During the last few weeks of every year, our phones start ringing off the hook with patients trying to get in before their benefits expire. To avoid the year-end rush and ensure that you get the dental care you need, pick up the phone and contact us. Your future self (and your wallet) will thank you!

Maximize Your Benefits: Here's Why You Shouldn't Wait!

Yearly Maximums

Your dental plan specifies the maximum amount that you can spend for your dental expenses within a year. This amount varies between insurance companies and averages around $1,500 per person per year. However, if you don't use all of it, you lose it. Those unused benefits won't carry over to next year, no matter how nicely you ask.

Deductibles

The deductible is the amount you pay out of pocket before dental coverage starts. The cost depends on your provider and may be higher if you go to an out-of-network dentist. When your plan rolls over, you must pay your deductible again to start taking advantage of your benefits.

Fee Increases

Just as the price of your morning latte can go up over time, so can dental fees. An increase in fees can also result in a higher co-pay for your treatment. Using your benefits now can help you lock in the current rates and save you from paying more in the future.

Dental Problems Don't Improve with Age

Procrastination isn't your friend when it comes to dental issues. What might seem like a minor problem today can quickly escalate into a major dental ordeal down the road. A small cavity could morph into a full-blown root canal, crown, or even an extraction and implant, costing you a hefty sum. Addressing dental problems promptly is not only better for your wallet, but for your overall health as well.

Don't put off your dental treatment any longer. Contact our office today to beat the year-end appointment rush. And remember, we've got various financing options available to help cover any portion that your dental insurance won't. Set those appointments ASAP and make the most of your dental insurance benefits.